How to Get an Insurance License in Texas

Here is how to get an insurance license in Texas through the standard resident General Lines route. Choose your license, prepare, pass the exam, complete required fingerprints, and apply. Passing the test does not issue your license. The Texas Department of Insurance, or TDI, handles the license application.

This guide covers Life and Health and Property and Casualty. It does not cover temporary licenses, nonresident applications, adjusters, or agency licenses. Those routes have their own requirements.

How to get an insurance license in Texas: choose your line

First, match the license to the work you want to do. Life and Health covers a different subject range from Property and Casualty. If an agency plans to hire you, ask which license the role needs.

• Life and Health test prep focuses on life insurance, health coverage, and related exam topics.
• Property and Casualty test prep focuses on property coverage, liability, and related exam topics.

Then open the official application page for your line. TDI lists separate instructions for General Lines Life, Accident and Health and General Lines Property and Casualty. Check the resident-license section before you spend money.

Prepare from the official exam outline

Next, use the current candidate handbook and content outline on Pearson VUE’s Texas insurance page. The outline tells you what the exam covers. A study plan should follow it.

Test prep helps you work through that material. However, finishing a class and receiving a license are separate steps. A course completion does not replace TDI’s application process.

Also, check what a TDI-approved course claim means and the official Texas exam pass rates. Those sources answer different questions.

Start with the Life and Health study guide or Property and Casualty study guide. Each is a short review sheet. Use it alongside fuller study materials, not as proof that you have covered every tested topic.

Take the state exam

Book through Pearson VUE using the exam for your chosen license. Before booking, check its current fees, identification rules, and scheduling terms. Use the name that matches your required identification.

After the exam, keep your result. If you need another attempt, use the score report to focus your next round of study. Repeating the same reading without checking your weak subjects gives you little direction.

Complete the fingerprint step if it applies

Next, follow TDI’s fingerprint instructions for your license. Start through its online initial-application portal to get the appropriate service code. Do not borrow a code from another job or licensing process.

TDI lists fingerprint exemptions. Therefore, check whether you qualify before booking an appointment. Follow the instructions on your line’s application page.

Apply and track your application

For this resident route, TDI directs applicants to Sircon or NIPR. Apply within one year of passing the exam. Use TDI’s current links and application instructions.

Also, review your answers and required documents before submitting. Respond to any requests about your application. Keep your receipt and check your application status.

Your exam result and your license are different records. Wait for license issuance before treating yourself as licensed. A preparation course cannot promise an approval date.

Choose your test prep format

Finally, choose a study format you can follow. Compare the Life and Health classroom page with the Property and Casualty classroom page. Each explains its own offering.

Prefer remote study? The license hubs link to the relevant Zoom and on-demand pages. Classes are being prepared. Enrollment is not open yet.

Frequently asked questions

Does passing the exam give me a Texas insurance license?

No. Passing the exam and applying for the license are separate steps. Follow TDI’s application instructions after your result.

How long do I have to apply after passing?

For these standard resident General Lines applications, TDI says to apply within one year of passing the exam.

Does everyone need new fingerprints?

No. TDI lists exemptions. Check its current fingerprint instructions for your license and circumstances.

Which license should I choose first?

Choose the license that fits the work you plan to do. Ask a prospective employer which license its role requires.